First time home buyers. 100% financing at 5.375% for 30 years. Call The Money Source at 419-756-1030. Toll free at 888-965-3626. Mansfield.

For sale by owner: Ranch built in 1992, 3 BR, 2 full baths, formal living/dining room, Lg family room with woodburner, Lg kitchen with dining area, solid oak cabinetry, custom oak trim throughout, attached 2 car garage. Full dry basement with den/4” BR and fitness room. Nice lot in quiet neighborhood includes 27’ pool and hot tub. 643 Bendle Ave., Shelby. Starting price well below appraisal. Call 419-347-1957 or 419-571-8720 for appointment.

For sale: Spacious 3 bedroom condo. Open floor plan. Sky lights, large eat-in kitchen. All appliances and washer/dryer. Quiet street. 26 Wedgewood in Willard. 419-706-3171.

Great starter or retirement home - three bedrooms, one bath, large yard with detached garage, $67,500. (419)347-9557. Shelby.

House for Sale: 2-story - reasonable price, fixer-up, 2-3 bedrooms, 2 baths. (567)224-0181 or (567)224-0838.

No money down government mortgages, FHA, VA, RD & CHFA approved. We’re your local mortgage banker, not a broker. Don’t make the subprime mistake, call Union National at (419)668-9922.

No money down purchases. Rent-to-own. Land contracts. Owner financing. Phone 419-933-2459 ext. 23.

Ranch 3 bedroom home - 2,135 sq. ft., 2 baths, city and well water, oversized 2-car garage, concrete drive, high efficiency furnace, central air, 21 x 21 family room, air tight wood burner, new paint and floor coverings, kitchen cupboards and counter tops, new treated wood porch, w/fiberglass, railings, full basement, edge of Willard on West side. All of this for $129,900. Phone (419)935-1510, 10 a.m. to 8 p.m.